CareAdvantage is a fixed benefit insurance plan. This means that the plan pays a fixed amount for covered services over a specific period or number of occurrences. CareAdvantage does not have deductibles or co-pays and premiums are significantly lower than an ACA qualified health insurance plan. However, CareAdvantage is a limited benefit plan and is not comprehensive major medical insurance.
CareAdvantage has some important coverage and benefit that other limited benefit plans may not have. Additionally, when you use a Multiplan Limited Benefit Plan Network provider you can receive significant savings from network Physicians, Hospitals and Facilities.
|Covered Services||Frequency||CA 3500||CA 4500||CA 5500|
|Hospital Confinement||Per Day, Up to 365||$3,500||$4,500||$5,500|
|Outpatient Diagnostic, X-Ray & Laboratory||1 Test Day Per Year||$250||$500||$500|
|Emergency Room||Per Year||$500||$500||$500|
|Ambulatory Surgical Center||Per Day||$250||$500||$500|
|Continuous Care||Per Day, Up to 30||$1,000||$1,000||$1,000|
|Critical Illness*||First Occurrence||$15,000||$20,000||$25,000|
Other Medical Benefits
The Health Protection Benefits plan complements the coverage you receive with CareAdvantage. This optional benefit and discount package is available when you join the National Consumers Advantage Association.